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At GEM, our members are stronger together.

Our pools come together with a united purpose: reducing public entity risk and a shared commitment to each other’s long-term success.
GEM isn’t just a reinsurance pool; it’s a thriving community. A place where members can connect, share ideas, and learn from each other. 
Poolside Podcast

Episode 10: The Productivity Paradox: Tech, Time, and the Forces Reshaping Modern Pooling

In this episode of 𝙋𝙤𝙤𝙡𝙎𝙞𝙙𝙚, we’re joined by by Ann Gergen, Executive Director of AGRiP, to explore the real forces reshaping productivity in pooling today. This isn’t a conversation about chasing efficiency or adopting the next shiny tool. It’s about designing productivity—intentionally, strategically, and human-centered.

Membership & Benefits

GEM is powered by the combined knowledge of public entities and seasoned insurance professionals, bringing practical insight to every solution.

Focused Solutions

We monitor market shifts and build coverage capacity that protects and directly supports your public sector program.

Member Control

Your pool controls your own destiny when designing and executing long-term risk financing strategies, reflecting your goals and operational realities.

Pools United

Through shared knowledge, joint problem-solving, and broader access to reinsurance markets, members gain strength and stability that go beyond what any one entity could achieve alone.
Video

A Message From Our CEO

Our vision at GEM is to be known as the preferred partner in reinsurance and thought leadership.
Testimonials

Our Promise To The Membership

GEM unifies the combined financial and intellectual resources of public entity risk pools in order to safeguard your long-term stability and allow you to control your own destiny.

“Having membership across the country, GEM provides a means to collaborate with the top pools to achieve state of the art risk financing solutions.”

Ann Bennett

Ann Bennett

Executive Director, Washington Cities Insurance Authority

https://www.gemre.com/wp-content/uploads/2025/05/Video_meeting.pngAnn Bennett

"Being a part of GEM made our pool’s reinsurance renewal go a lot more smoothly than it otherwise would have. GEM has been flexible in our liability reinsurance each year they’ve participated, and have gone to bat for us when other partners haven’t."

Ryan Cole

Ryan Cole

Associate Executive Director, Arizona School Risk Retention Trust

https://www.gemre.com/wp-content/uploads/2025/05/Video_meeting.pngRyan Cole

“GEM gives us flexibility in SIRs, quota shares, and other reinsurance structures.  Our conversations with GEM staff help us to determine how best to support these structures.”

Brett Davis

Brett Davis

CEO, Park District Risk Management Agency

https://www.gemre.com/wp-content/uploads/2025/05/Video_meeting.pngBrett Davis

"Not only is GEM a great strategic partner for CVMIC but is also personally rewarding with the very fine people who comprise your organization and membership. "

Steve Stanczak

Steve Stanczak

Chief Executive Officer, Cities and Villages Mutual Insurance Company

https://www.gemre.com/wp-content/uploads/2025/05/Video_meeting.pngSteve Stanczak

What Does GEM Provide?

For GEM, our success is rooted in the strength of collaboration. By pooling coverage, resources, and expertise, members gain tailored risk financing solutions, stability, and protection from disruptions in the marketplace.

Listen To the Poolside Podcast

Episode #10: The Productivity Paradox: Tech, Time, and the Forces Reshaping Modern Pooling

Episode #10: The Productivity Paradox: Tech, Time, and the Forces Reshaping Modern Pooling

Listen To the Poolside Podcast

We’ve never had more tools, data, or technology at our fingertips—yet many leaders feel more stretched than ever. In this milestone one-year anniversary episode of PoolSide, we unpack a question facing public entity risk pools everywhere: Are we actually becoming more productive—or just busier?
In Episode #10, host Michelle Bechamps is joined by Ann Gergen, Executive Director of AGRiP, to explore the real forces reshaping productivity in pooling today, including:
How AI and pooled intelligence are changing expertise, judgment, and decision-making
The impact of shifting demographics and career longevity on innovation and advancement
Why knowledge loss from board and staff turnover quietly erodes productivity
How cognitive and organizational bias slows progress—even in data-rich environments

This isn’t a conversation about chasing efficiency or adopting the next shiny tool. It’s about designing productivity—intentionally, strategically, and human-centered.
The leaders who thrive won’t be the fastest movers. They’ll be the ones asking better questions, building smarter systems, and creating space for thinking—not just doing.

Listen To the Podcast

GEM Board Meeting & Member Session (January 28-29, 2026)

GEM will hold a Board Meeting and Member Sessions on January 28-29, 2026 at the Hilton Scottsdale Resort & Villas. Location: Hilton Scottsdale Resort & Villas 6333 N. Scottsdale Road Scottsdale, […]

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