Government Entities Mutual, Inc.
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How GEM Reports
How GEM Reports
GEM's fiscal year is concurrent with the calendar year. GEM reports on a GAAP basis and voluntarily files on a SAP basis.

GAAP - Generally Accepted Accounting Principles
Monthly Compilation Report
Annual Audited Report

SAP - Statutory Accounting Principles
Annual Statutory Financial Statements files with the NAIC and various state insurance departments including the District of Columbia.
GAAP vs SAP



Executive Office: 116 South River Road, Building D, Unit 4, Bedford, NH 03110
Domiciliary Office: 1341 G. Street NW, 10th Floor, Washington, DC 20005
ph: 603.223.0321   fax: 202.318.3220   info@gemre.com
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